Tips for 2009

Share Tips 2009
If 2008 was a risky year, 2009 looks like being trickier still. Some analysts feel that shares in general have reached the bottom and that future bad news has already been factored in. Others are less sure.

If you have shares that have already taken abad hit, it ill pay to do some good research. Your company may go to the wall like Woolworths, or may be ready for a recovery. Only the brave will be looking to invest at the beginning of the year.

Insurance Tips 2009
Shop around for the cheapest deal!

Shopping Tips 2009
2009 could be the year to start haggling over prices. One top tip is to do your research on the internet, find the cheapest price and then see if you can get the local stores to beat the price.

If shopping online, sign up to Mutualpoints.com where you will get points that you can redeem for cash. Get a credit card like the Egg Card which gives you cashback on your credit card of £1 for every £100 you spend.